Stephanie Kuczynski is the Director of Risk Analytics at ZestyAI, where she leads efforts to deliver AI-powered insights that help property and casualty insurers make more accurate, data-driven underwriting and pricing decisions. With deep expertise in insurance analytics and a strong grasp of regulatory and operational dynamics, Stephanie plays a key role in helping carriers adopt hyperlocal risk models that move beyond traditional rating territories.

At ZestyAI, she works closely with insurers to implement and scale advanced risk assessment tools, such as Z-FIRE and Z-WATER, ensuring that insights are not only predictive but practical and aligned with regulatory requirements. Stephanie’s focus on bridging data science with real-world insurance applications makes her a valuable partner for carriers seeking to modernize their underwriting strategies.

She is recognized across the industry for her ability to turn complex data into actionable intelligence, helping insurers improve profitability, reduce loss ratios, and deliver a more personalized customer experience.