)
)
){kind=logo}
Sam Espinosa
CMO & Co-Founder,
Luzern Risk
Sam Espinosa is a visionary entrepreneur and marketer with nearly two decades of experience turning complex ideas into actionable solutions. A Yale graduate, Sam began his career working with Yale economist Ian Ayres on behavioral economics by launching Next Caller, a Y Combinator-backed company that developed enterprise fraud detection solutions for Fortune 500 brands. As CMO of Luzern Risk, Sam is modernizing captive insurance with a digital platform that makes adoption accessible for mid-market businesses and agencies. A native of Austin, Texas, Sam combines technological expertise and entrepreneurial vision to inspire innovation and redefine industry trends.
)