Sai Vishnubhatla is an insurance and AI executive with 20+ years of experience at the intersection of business strategy, product, technology, and innovation. At USAA, he leads work focused on generative AI, future-of-insurance capabilities, and business transformation across underwriting, claims, servicing, and prevention. His background spans large carriers, insurtech, and enterprise technology, giving him a distinctive point of view on how insurers can turn emerging technology into measurable business value. Sai is especially known for bringing a practical, operator’s lens to topics such as agentic AI, underwriting modernization, claims transformation, and proactive risk prevention.