Kumar Dhuvur is the Co-Founder and Chief Product Officer at ZestyAI, a leading provider of artificial intelligence-powered property and climate risk analytics for the insurance industry. With over two decades of experience at the intersection of data science, insurance, and technology, Kumar has been instrumental in transforming how insurers assess risk and make underwriting decisions in an era of increasing climate volatility.

Prior to founding ZestyAI, Kumar held senior leadership roles at McKinsey & Company, Capital One, and SunEdison where he advised global insurance carriers on digital transformation, product strategy, and risk modeling. His deep expertise spans across property and casualty insurance, catastrophe modeling, and AI-driven analytics, making him a recognized thought leader in the insurtech space.

At ZestyAI, Kumar leads the company’s product vision and innovation roadmap, helping carriers leverage cutting-edge machine learning models and high-resolution imagery to gain property-level insights on wildfire, wind, and other natural perils. Under his leadership, ZestyAI’s solutions have been adopted by dozens of top insurance companies across North America.

In addition to his executive work, Kumar is a sought-after speaker at major industry events, including the National Association of Insurance Commissioners (NAIC), Insurance Innovators, InsureTech Connect, and the Casualty Actuarial Society (CAS). He is known for his ability to distill complex technical topics into actionable insights for insurers navigating the evolving landscape of climate risk and regulatory pressure.