Cheryl Gurz is Vice President of Product Management for Real-Time Payments (RTP) at The Clearing House (TCH), a banking association and payments company that operates core payment systems that clear and settle nearly $2 trillion in payments each day, including the RTP® network, the first new payment rail in the U.S. in over 40 years and the most advanced real-time payments system in the country. Since joining TCH in 2019, Cheryl has led efforts to drive adoption and utilization of the RTP network, advising financial institutions and businesses on best practices, use cases, and industry trends related to real-time payments. She brings over two decades of experience in product development, bank operations, auditing, and solution consulting. Her leadership roles at organizations such as CGI, Citi, BNY Mellon, and MBNA have centered on modernizing and strategizing payment systems to meet the evolving needs of the financial ecosystem.