Andy joined M Financial Group in 2020 as Vice President of Underwriting Risk and Innovation. In this role he is responsible for finding and implementing innovative ways to reduce cost and improve underwriting outcomes across the life insurance value chain. He also ensures the business written conforms to the risk appetites of M Financial and our reinsurers. Andy joined M with over 30 years of experience in the life insurance, reinsurance, and bancassurance industries. In these industries, he held executive roles responsible for underwriting, actuarial, process design, and risk management, while delivering on initiatives such as acquisition due diligence and integration, technology platform transformation, and process redesign/reengineering.

During his time at M Financial, Andy has actively participated in ACLI committee work and led two significant ACORD projects. He has also written numerous articles promoting data standards featured in On The Risk, the journal of the Academy of Life Underwriting, and has spoken on similar topics at the Academy of Home Office Underwriters annual meeting, the Academy of Life Underwriting Risk Forum and the Society of Actuaries Underwriting Innovations Symposium.

Andy holds of Bachelor of Science from Saint John’s University in Minnesota, and a Master of Business Administration from the University of Missouri in Kansas City.