TAO Trees is an explainable AI company specializing in detecting fraud in insurance claims. As regulators tighten oversight of AI-driven decisions, most vendors are scrambling to bolt explainability onto black-box models after the fact. TAO Trees took a fundamentally different approach. Our TrueClaim™ platform is powered by proprietary decision trees. It is the only architecture where the explanation IS the model. Every prediction is audit-ready and regulator-defensible the moment it's made, with no secondary explanation layers using SHAP or LLM. TrueClaim™ is purpose-built for fraud detection, underwriting, and compliance while matching or exceeding black-box accuracy without sacrificing transparency. Easy to integrate with Guidewire, Duck Creek, and other platforms. No trade-offs. No workarounds. Just AI insurers can actually defend.