Home Factors, powered by PGM Solutions, delivers advanced property intelligence through standardized property scores that provide insurers with a clearer view of exposure, inside and out.

By combining exclusive access to over 90% of U.S. homebuyers with rich property‑level data, Home Factors enables carriers, MGAs, and reinsurers to make faster, more consistent underwriting and pricing decisions at scale.

With scores spanning foundation condition, roof life stage, electrical systems, water intrusion, plumbing materials, and evolving infrastructure such as EV charging and battery systems, Home Factors provides the clarity needed to manage risk and support profitable growth.