The Distribution Evolution: Three Founders, Three Continents, and the Future of Life Insurance

Tuesday, September 29, 2026
ITC LATAM Program

The protection gap is not unique to Latin America, it’s a global phenomenon. Here, three founders from three different countries and continents with different regulatory environments and economies and cultures discuss a common problem - the infrastructure challenge - and show how they are tackling it through technology.

Speakers
Rafael Clo
Rafael Clo, CEO - AZOS
Johannes Becher
Johannes Becher, Founder & CEO - Embea.com
Jamie Hale
Jamie Hale, CEO - Ladder Financial Inc