State Farm Startup Pitch Competition: InQuery
InQuery is building the intelligence layer for insurance claims.
Every year, carriers lose billions to claim leakage, not because adjusters make poor decisions, but because the information they need is buried inside unstructured claim files.
At the same time, plaintiff firms are producing longer, more sophisticated demand packages that push claims toward higher settlements and policy limits. Most carriers still evaluate those demands through manual review, forcing adjusters to spend hours organizing records, reconstructing timelines, and determining what the evidence actually supports before meaningful evaluation can begin.
We believe this asymmetry is one of the next major challenges in casualty claims.
InQuery transforms the claim file itself into structured, decision-ready intelligence.
Our Live Indexing engine continuously organizes every document as it enters the file, creating a living, structured record instead of a static summary. As new medical records, correspondence, bills, and reports arrive, the claim stays organized and current.
Built on that foundation, our Artifact Builder generates citation-linked work product on demand, including medical chronologies, claim summaries, demand evaluations, correspondence, reports, and other claims artifacts. Every conclusion links directly to the supporting evidence, allowing claims professionals to verify information in one click rather than relying on a black-box output.
We believe the future of claims isn't better summaries. It's better claim infrastructure.
Summarization tools compete on output quality, which naturally converges as foundation models improve. InQuery competes on the structured intelligence layer beneath the output. That advantage compounds over time, creating a trusted foundation for reserving, litigation strategy, settlement decisions, fraud detection, quality assurance, analytics, and the next generation of claims AI.
Rather than replacing adjusters, InQuery equips them with trusted, structured intelligence that enables faster, more consistent decisions while reducing claim leakage and lowering loss adjustment expense.
Our customers aren't buying another AI feature. They're investing in the intelligence layer that transforms every unstructured claim file into trusted, decision-ready data, the foundation every downstream claims workflow can rely on.
Our mission is simple: transform every unstructured claim file into trusted, decision-ready intelligence.