Digital health solutions are expanding rapidly, but employers and health insurers are under pressure to prove they actually reduce cost and improve outcomes. This session examines how insurers are embedding digital health programs from mental health platforms to chronic care management directly into employer-sponsored benefits structures. How are performance guarantees structured? How is utilization measured? And how do insurers connect digital engagement data to claims impact? The focus is not technology hype, but how digital health is being evaluated and operationalized within real employer benefits programs.