Advances in health technology, preventive care, and personalized medicine are reshaping life expectancy and chronic disease management. But what does longevity actually mean for health insurers and employer benefits providers? This session explores how preventive analytics, wearable data, early screening tools, and AI-driven risk prediction are influencing underwriting, pricing, and long-term claims exposure. Are insurers prepared for longer working lives and extended morbidity curves? And how should benefits design adapt to shifting population health profiles? This discussion connects health tech innovation directly to insurance economics and risk modeling.