The AI arms race: Who will win in the next era of insurance? The opportunity, risk and real-world impact of AI across insurance, presented by Shift Technology

AI is moving rapidly from experimentation to execution across insurance. Carriers are deploying it, insurtechs are building around it and significant capital is flowing into the technologies expected to shape what comes next. But as AI becomes increasingly accessible, simply having the technology will no longer be enough. At the same time, AI is creating new risks. Fraud provides one of the clearest real-world examples: insurers have more sophisticated tools to detect suspicious activity, while fraudsters have access to many of the same technologies to create increasingly sophisticated attacks. For carriers, insurtechs and funders alike, the question is shifting from: “Who has AI?” to “Who can actually turn it into sustainable advantage?”