Claim and risk decisioning is evolving from isolated case review to connected, industry-wide, cross-carrier intelligence. In this session, we explore how insurers are identifying patterns across claims, policies, and behaviors to strengthen better claim handling and fraud strategy at scale. How can network analysis enhance detection and decision accuracy? What role does cross-line and cross-carrier insight play in improving outcomes? And how are insurers balancing proactive risk management with seamless customer experience? This conversation highlights the strategic shift toward integrated intelligence—supporting stronger decision-making, improved operational efficiency, and enhanced portfolio performance.