The walls between insurance distribution and wealth management are coming down fast. Registered Investment Advisors (RIAs) who once focused mainly on fee-based asset management are expanding into estate planning and insurance. Meanwhile, life insurance agents are adding securities licenses and wealth advisory services to their offerings.

This convergence is creating opportunities—and friction—across product development, compliance, technology, and advisor workflows.

This discussion will unpack:

• How carriers, reinsurers, and MGAs/IMOs are designing products to serve this new hybrid advisor.
• The operational and compliance hurdles in integrating insurance and investment processes.
• How technology platforms can enable (or hinder) convergence.
• What the next five years of distribution look like for life, annuities, and wealth.