Commercial property, BOP and homeowners carriers have all experienced this - they are faced with a handful of large fire losses in a given year and wonder - am I missing something or is this just bad luck? That's why we have dug into a data set of 1.6 million reported fires by fire departments around the U.S. over the last 12 years to shed new light on this old risk, producing our popular Little Book of Fires. This presentation will delve into the most interesting findings from our book. Come to find out which occupancies have the most repeat fires, where the highest frequency zip codes are, and how a vacant home impacts the spread of a fire - and much more. Note that this is a presentation about non-catastrophe building fires, not wildfires.