From cyber threats and climate extremes to parametric innovations, specialty insurance is evolving at breakneck speed. But are insurers truly keeping up—or just patching leaks as they go? This panel gathers underwriters, MGAs, and tech disruptors to dissect how AI, predictive analytics, and new risk transfer mechanisms are redrawing the map. Who’s actually winning in this high-stakes game? And which players are at risk of being outmaneuvered? Expect bold takes, sharp insights, and an unfiltered look at what’s next for specialty lines.