Big Tech is no longer circling insurance—it’s making its move. From Amazon’s embedded protections to Google’s AI-driven risk models and Apple’s health data integrations, tech giants are reshaping the landscape. But are they partners that can enhance distribution, data, and customer engagement—or are they positioning themselves to replace traditional insurers altogether? This session takes a hard look at the evolving relationship between insurers and Big Tech, exploring real-world partnerships, emerging competitive threats, and what insurers must do to stay indispensable. The question isn’t whether Big Tech will transform insurance—it’s who will benefit most from the shift.