Insurance distribution is evolving, moving beyond traditional channels toward models where intelligence from connected devices shapes product design, underwriting, and customer engagement. Billions of connected devices are producing valuable signals, yet insurers still lack reliable access to this data, and OEMs struggle to share and monetize it. Traditional data players have focused on aggregation and resale, but fall short of building the bridge that connects OEMs and insurers.

This session will explore how a new “data railroad” is changing that dynamic, not by selling data, but by enabling tangible, data-driven solutions. Backed by Munich Re/HSB’s credibility as a trusted and independent partner, this approach is designed to scale across OEMs and insurers, redefining how insurance is designed and distributed for a new era of risk