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Is Traditional Underwriting Dead? Can AI and Automation Do It Better?
For centuries, underwriting has relied on human expertise, judgment, and experience. But as AI and automation advance, some argue that data-driven models can now assess risk faster, more accurately, and with less bias than human underwriters. Are we heading toward a world where AI takes the lead, and underwriters become risk overseers rather than decision-makers? Or is human intuition and relationship-building still irreplaceable in complex and evolving risks? This high-stakes debate will bring together AI advocates and veteran underwriters to argue whether traditional underwriting is evolving—or becoming obsolete.
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