Health insurance still struggles with siloed systems, fragmented data, and a poor member experience. This session looks at how insurers are enabling secure, seamless data sharing between providers, payers, and members, including practical steps toward interoperability, digital IDs, and longitudinal health records. With real-world examples from value-based care programs and chronic disease management platforms, we’ll examine how smarter data flows can lead to smarter decisions, better care, and lower costs.