For years, billions have flowed into insurtech, yet commercial insurance remained a fortress of complexity. But now, the barriers are cracking. AI-driven underwriting, real-time data, and embedded solutions are finally making a dent—but where is the real impact happening? This panel brings together the visionaries and operators rewriting the rules. From automating risk assessment to reinventing distribution, we’ll explore who’s solving the $100 billion question: What does true transformation look like, and who’s leading the charge? Forget the hype—this is a deep dive into the tech actually reshaping commercial insurance for the next decade.