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Car Insurance Still Assumes the Thief Breaks In, Not Logs In
A car is stolen every 32 seconds in the U.S., with over a million thefts reported in 2023 alone. But the real threat isn’t how many cars are stolen, it’s how. Today’s thieves are hackers, using digital tools to silently intercept signals and clone keys in under a minute. Yet insurance still treats theft as a rare, visible crime, relying on outdated models and reactive claims. This session explores the growing gap between modern vehicle theft and legacy coverage models, revealing what’s broken, what’s at risk, and what must change to keep up with a threat that’s silent, simple, and accelerating.
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