Algorithmic underwriting is transforming insurance, enabling instant decisions, dynamic pricing, and real-time risk assessment. But as insurers push for speed and efficiency, how do we ensure fairness, transparency, and regulatory compliance? This panel brings together underwriters, AI experts, and regulators to explore the real-world successes and challenges of algorithmic underwriting. Can algorithms truly replace human intuition in complex risk scenarios? How do we prevent AI bias from creeping into automated models? And what’s the right balance between automation and human oversight? As underwriting enters a new era, insurers must innovate—without losing trust.