Tom is a data-driven Product Management expert who joined MCA in 2020 to transform the mutual insurance industry. With a focus on leveraging data and analytics, he helps clients enhance product segmentation, drive growth, and implement innovative solutions to ensure long term profitability. Prior to joining MCA, Tom spent 13 years at The Travelers. Most recently, Tom led the Emerging Auto team, focused on becoming an industry leader in the independent agency channel for the creation, adoption, and utilization of telematics. Building leading-edge offerings that combined digital assets, third-party data, advanced modeling techniques and enhanced pricing segmentation, his work led to the growth and expansion of Travelers’ telematics program, with adoption growing over 300%. Current position: Chief Analytics Officer at Mutual Capital Analytics.