Tom Gillingham is a 24 year veteran in the commercial specialty program arena, with experience working at both carriers and program administrators during that time. Tom is currently Managing Director and Head of MGA/MGU Business at NFP, the #13 largest broker of US business. Prior to joining NFP in 2017, Tom owned and operated EverGuard Insurance Services, Inc., a Program Administrator specializing in the restaurant, bar and tavern industry. Prior to that, Tom was the CEO and owner of another Program Administrator, Gillingham & Associates, Inc., the leading underwriter of outdoor recreation and hospitality businesses in the US. Tom sold Gillingham & Associates to Philadelphia Insurance Company in 2008, and remained on as President until 2010 to successfully oversee a smooth transition of the business. Tom graduated from Baylor University in 1997, where he studied marketing and risk management. He has served in an advisory board capacity for philanthropic organizations and for the Colorado chapter of Young Presidents Organization (YPO).