Richard is the co-founder and CEO of Warranty Life. Warranty Life is the first company to provide usage-based telematics technology for mobile insurance programs. By monitoring end users behavior using an app, Warranty Life can determine an individual's risk for claim to distinguish accurate customer segments and pricing opportunities, similar to how telematics is used in auto insurance, where safe drivers pay less. Based in Vancouver Canada, Richard is a serial entrepreneur of several startups that provided the basis for what Warranty Life has become today.