Theresa Le is Chief Claims Officer at Cowbell, a leading provider of cyber insurance for small and medium-sized enterprises (SMEs). Theresa brings over 20 years of insurance coverage and cyber claims experience to the company, and has spent over a decade counseling international and domestic cyber insurers on cyber coverage and wording, data breach and crisis management, dispute resolution strategies, and the business impact of privacy and cyber liability. Theresa was also Senior Counsel at Clyde & Co, Atheria Law, and Duane Morris, where her insurance coverage experience included monitoring complex cyber claims, general commercial counseling, and representation of clients in state and federal litigation, mediations, arbitrations, and appeals.